It's your credit report. And the Better Business Bureau wants you to know that you are entitled to obtain a copy free of charge every year.
According to a blog posted on Westchase Patch by the BBB, the Fair Credit Reporting Act requires nationwide consumer reporting company -- Equifax, Experian and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months.
Once you obtain your credit report, be sure to check for these red flags of identity theft:
- Any inquiries not initiated by you;
- Any debts reported that are not yours; or
- Contact information, such as your address, that was changed without your approval.
For more information, read here.
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